Do You Have Enough to Retire Early?

When people look to retire and book an appointment, the very first question is always whether they have enough to retire, and whether they can retire early. We answer this by running detailed projections across optimistic, base case, and pessimistic scenarios, deliberately factoring in conservative assumptions like a market crash within the first decade. We model higher spending in the early years and can factor in potential future inheritances, which might allow you to retire two or three years earlier so you can travel and spend while you are young and fit enough to do so. While discussions around tax strategies, investment choices, and maximizing superannuation are important, the big-ticket question every financial adviser must answer is proving whether you have enough. By mapping out the numbers clearly, you can physically see whether you are on track for a comfortable and potentially early retirement. General Advice Only. Robert Goudie is an Authorised Representative (No. 235974) of Consortium Private Wealth Pty (AFS Licence 495401).

Disclaimer || The information provided in this post is general in nature only and does not constitute personal financial advice. Robert Goudie is an Authorised Representative (No. 235974) of AFSL 495401.