You can retire

You can retire. But your money may still need to work for decades. Inflation can quietly reduce what your savings can buy, even when your account balance looks steady. Cash and term deposits have a role in retirement. But relying too heavily on them may leave your money struggling to keep pace with rising living costs over time. Growth assets can offer potential for longer-term returns, alongside market ups and downs. The right balance depends on your income needs, timeframe and comfort with risk. And while reviewing your investments matters, watching every daily movement can make it harder to stay focused on your longer-term plan. Retirement planning means thinking about what your money needs to buy tomorrow, as well as what it’s worth today. General advice only. Consortium Private Wealth AFSL 495401

Disclaimer || The information provided in this post is general in nature only and does not constitute personal financial advice. Robert Goudie is an Authorised Representative (No. 235974) of AFSL 495401.