What is values based spending and how can it help people?

I don’t budget in the traditional sense…
but I am very intentional with where my money goes.

As soon as I get paid, I allocate it to the things I actually value.

Travel.
Investments.
Super.
Fun money.
Bills and the day-to-day.

Once it’s been moved, it’s no longer sitting there to be spent on impulse.

It means when something pops up, like a sale or something I didn’t plan for,
I’m not pulling from money that was meant for something more important to me.

It’s less about restricting yourself
and more about directing your money with purpose.

That’s what gives you freedom without feeling like you’re constantly budgeting.

General advice only. This information is based on Australian regulations and does not take into account your personal circumstances.

Amy Lehmann is an Authorised Representative (No. 1292710) of Consortium Private Wealth Pty Ltd (AFS Licence 495401).