How do I invest in my 30's

If you’re 30 and you actually want to start seriously building wealth, the first thing to think about isn’t the shares or the property… it’s the structure.

If you’re a high income earner, investing in your own name might not be ideal because your marginal tax rate could be quite high.

Sometimes it makes more sense to invest:
in a lower income partner’s name
jointly
through a family trust
or even a company

That’s where your accountant is really important.

As you get older, super becomes less scary because you can access it from 60. The time frame shortens, so it’s not as “locked away” as it feels when you’re younger.

So ask yourself what the purpose is.

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Robert Goudie (ASIC Reg 235974), Ashley Rowan (ASIC Reg 433899), Olivia Glare (ASIC Reg 1262290), Rachael Todman (ASIC Reg 1270413) & Amy Lehmann (ASIC Reg 1292710) are Authorised Representatives of Consortium Private Wealth Pty Ltd ABN 74 616 250 965 AFS Licence 495401.