Do you still need insurance without kids

If you don’t have children, you still really do need insurance - unfortunately! It’s one of those topics that feels boring or easy to put off, but it’s incredibly important.

💡 Here’s why:
* Income protection: Covers up to 70% of your income if you can’t work again due to illness or injury - helping you maintain your lifestyle.
* Total & permanent disablement (TPD): Provides a lump sum if you become totally and permanently disabled, often used for home modifications or investing to replace lost income.
* Trauma insurance: Covers critical illnesses like cancer, stroke, or heart attack - giving you a lump sum to fund rehab or recovery.
* Life insurance: Essential if you have debt, ensuring loved ones aren’t left with a financial burden if you pass away.

💬 General advice disclaimer:
This information is general in nature and doesn’t take into account your personal objectives, financial situation, or needs. Always seek professional advice before making any financial decisions.

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Advice Disclaimer || Any advice given by the presenter/s has been prepared without considering your individual objectives, financial situation or needs. So, before you act on the advice you should think about whether the advice suits your objectives, financial situation or needs. If the advice relates to acquiring a financial product you should obtain a copy of the Product Disclosure Statement for that product and consider it before making a decision. This presentation has been prepared by Consortium Private Wealth Pty Ltd (ABN 74 616 250 965) (AFSL 495401). If you require advice which takes into account your objectives, financial situation and needs you should speak to a financial adviser.

Robert Goudie (ASIC Reg 235974), Ashley Rowan (ASIC Reg 433899), Olivia Glare (ASIC Reg 1262290), Rachael Todman (ASIC Reg 1270413) & Amy Lehmann (ASIC Reg 1292710) are Authorised Representatives of Consortium Private Wealth Pty Ltd ABN 74 616 250 965 AFS Licence 495401.