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Should You Max Out Your Property Debt? Why Paying Off Your Home Still Matters

21 Aug 2025 · 6:47 · Watch on YouTube

Description

Should You Max Out Your Property Debt?

Is it smart to borrow as much as the bank will give you for property investment? And why should you even bother paying off your home loan?

In this video, Robert Goudie dives deep into two hot questions from social media:

Why not borrow as much as the bank will lend you?
Why care about paying off your principal place of residence?

We’ll talk about:
✔ The risks of over-leveraging in property investments
✔ The real cost of focusing only on cash flow and tax savings
✔ Why debt reduction is crucial for financial freedom and lifestyle balance

If you’ve ever wondered whether going all-in on property debt is the way to wealth or if paying down your home loan is still important, this video is for you.

📌Got a question you’d like me to cover in future videos? Drop it in the comments!

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Advice Disclaimer || Any advice given by the presenter/s has been prepared without considering your individual objectives, financial situation or needs. So, before you act on the advice you should think about whether the advice suits your objectives, financial situation or needs. If the advice relates to acquiring a financial product you should obtain a copy of the Product Disclosure Statement for that product and consider it before making a decision. This presentation has been prepared by Consortium Private Wealth Pty Ltd (ABN 74 616 250 965) (AFSL 495401). If you require advice which takes into account your objectives, financial situation and needs you should speak to a financial adviser.

Robert Goudie (ASIC Reg 235974), Ashley Rowan (ASIC Reg 433899), Olivia Glare (ASIC Reg 1262290), Rachael Todman (ASIC Reg 1270413) & Amy Lehmann (ASIC Reg 1292710) are Authorised Representatives of Consortium Private Wealth Pty Ltd ABN 74 616 250 965 AFS Licence 495401.

The information provided in this article is general in nature only and does not constitute personal financial advice.