Don't retire without this safety net

Your retirement plan should help you sleep at night. Part of that is having a cash buffer in your personal bank account - your “soft fluffy pillow” for unexpected bills, emergencies or a spontaneous holiday. Another part is how your retirement income is funded. Holding cash and suitable conservative investments within super can help support regular pension payments and reduce the need to sell growth assets during a market downturn. The right balance is personal. It depends on your spending, circumstances and the need to keep pace with inflation over time. Think breathing room, flexibility and confidence to enjoy the retirement you’ve worked towards. General advice only. Consortium Private Wealth AFSL 495401

Disclaimer || The information provided in this post is general in nature only and does not constitute personal financial advice. Robert Goudie is an Authorised Representative (No. 235974) of AFSL 495401.