In 2026 You Need This Amount To Retire Comfortably

One of the biggest questions people have as they approach retirement is how much income they’ll actually need once their employment income stops.

ASFA publishes retirement lifestyle benchmarks each quarter, based on the spending patterns of Australians who are already retired. They’re not a rule, but they are a helpful reference point.

Based on the latest figures, a comfortable retirement, including regular domestic travel, eating out and a generally relaxed lifestyle, is estimated at around $76,000 per year for a couple and around $54,000 per year for a single person.

These numbers can be useful when projecting forward and asking the right question: do I have enough income and assets to retire now and maintain the lifestyle I want throughout retirement?

Everyone’s situation is different, but having a benchmark can help bring clarity and confidence to the decision.

General advice only. Based on Australian regulations.
Amy Lehmann is an Authorised Representative (No. 1292710) of Consortium Private Wealth Pty Ltd (AFS Licence 495401).

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Advice Disclaimer || Any advice given by the presenter/s has been prepared without considering your individual objectives, financial situation or needs. So, before you act on the advice you should think about whether the advice suits your objectives, financial situation or needs. If the advice relates to acquiring a financial product you should obtain a copy of the Product Disclosure Statement for that product and consider it before making a decision. This presentation has been prepared by Consortium Private Wealth Pty Ltd (ABN 74 616 250 965) (AFSL 495401). If you require advice which takes into account your objectives, financial situation and needs you should speak to a financial adviser.

Robert Goudie (ASIC Reg 235974), Ashley Rowan (ASIC Reg 433899), Olivia Glare (ASIC Reg 1262290), Rachael Todman (ASIC Reg 1270413) & Amy Lehmann (ASIC Reg 1292710) are Authorised Representatives of Consortium Private Wealth Pty Ltd ABN 74 616 250 965 AFS Licence 495401.