What Australian banks secretly think of your BNPL account

Buy Now, Pay Later services like Afterpay, Zip and PayPal Pay in 4 can seem harmless, especially if you pay them on time. But when it comes to a mortgage application, lenders may also look at your spending patterns, existing credit facilities and reliance on short-term credit.

Before you apply for a home loan, take a close look at what your bank statements say about your financial habits.

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