Why a 4-7 Year Retirement Cash Reserve Can Protect Your Pension

Set aside for future pension payments is a great strategy to make sure that you’re not selling when markets might be down. How many years ahead of conservative assets you might have depends on each individual but I definitely aim between four and up to 7 years of pension payments ahead taking to account estimated income and also expenses. Share markets have provided fantastic returns in recent years and this is flow through to peoples Superannuation funds which has provided great opportunity to build up these conservative assets and the years ahead of pension payments. As always this is general advice only and if you’d like a copy of my very simple self managed super fund pinching funding calculator let me know by sending me direct message just with your email address. Please note you’ll never receive any unsolicited direct messages or emails from me. #Retirement #retirementplanning #financialadvice #retirementincome #investing