Don't let a market crash derail your retirement

A key consideration when approaching retirement is how you structure your superannuation and other assets to create a reliable income stream. One strategy that can help is the bucketing approach, where your money is separated based on different purposes and timeframes. This may include having assets invested for long-term growth while also keeping a portion set aside to support your income needs over the short term. Having a reserve available can provide flexibility during periods of market volatility, allowing you to avoid selling growth investments when markets are down. The goal is to create a balance between protecting your short-term income needs and allowing your investments to continue working over the long term. Retirement planning is about making sure your money is structured to support the lifestyle you want for many years ahead. General advice only. Amy Lehmann is an Authorised Representative (No. 1292710) of Consortium Private Wealth Pty Ltd (AFS Licence 495401).

Disclaimer || The information provided in this post is general in nature only and does not constitute personal financial advice. Amy Lehmann is an Authorised Representative(No. 1292710) of AFSL 495401.